Changelog

The format is based on Keep a Changelog, and this project adheres to Calendar Versioning.

2023.SEP.08

Added

• Support for a new bank Vidyasagar Central Co-op Bank.

2023.AUG.19

Fixed

• Bug in which part of footer will be identified erroneously as transaction for certain IndusInd Bank Ltd. statements.

2023.JUL.06

Added

• Support for a new bank The Kaira Dist. Central Co-op. Bank Ltd.

2023.AUG.17

Added

• Fine grained PII analysis for RAK Islamic Bank and Habib Bank AG Zurich statements.

2023.AUG.16

Added

• Support for new banks Commercial International Bank, RAK Islamic Bank, Mashreq Neo Biz, and Habib Bank AG Zurich.

2023.AUG.10

Added

• Support for a new format from Bank of Baroda.

Fixed

• Bug in which multiple accounts will be identified erroneously for certain State HDFC bank statements.

2023.AUG.04

Added

• Support for a new format from Prathma UP Grameen Bank.

2023.JUL.24

Added

• Support for a new format from Kalyan Janata Sahakari Bank.

2023.JUL.07

Fixed

• Bug in which an address will be identified erroneously as transaction for certain State Bank of India statements.

2023.JUL.06

Added

• Support for a new format from Jana Small Finance Bank Ltd.

2023.JUL.01

Fixed

• Bug in which an extra text will be identified erroneously as balance for certain State Bank of India statements.

2023.JUN.29

Added

• Support for a new format from Federal Bank Ltd.

2023.JUN.12

Fixed

• Bug in which an extra account number will be identified erroneously for certain Punjab & Sind Bank.

2023.JUN.05

Added

• Support for a new format from Federal Bank Ltd.
• Support for inconsistent date format for certain IDBI Bank Limited statements.

Fixed

• Bug in which text at the footer of page will be falsely indetified as part of transaction for certian South Indian Bank Ltd. statements.

2023.JUN.01

Fixed

• Bug in which a part of particulars will be indentified as amount for certain Paytm Bank statements.

2023.MAY.25

Fixed

• Bug in which an extra account number will be identified erroneously for certain Bank of Maharashtra statements.

2023.MAY.23

Added

• Support for a new format from Union Bank of India.

2023.MAY.22

Added

• Support for a new format from Catholic Syrian Bank Ltd. and Kotak Mahindra Bank Ltd.

2023.MAY.04

Fixed

• Bug in which error transactions would come up for certain BOI statements when the particulars column would span into the withdrawal column.

2023.APR.25

Fixed

• Bug in which error transactions would come up for certain BOI statements when the particulars column would span into the withdrawal column.

2023.APR.14

Added

• Support for a new format from IndusInd Bank Ltd.

2023.APR.13

Added

• Support for a new format from IDBI Bank Limited and YES Bank Ltd.

2023.APR.11

Added

• Support for a new format from Catholic Syrian Bank Ltd. and Karnataka Bank Ltd.

2023.APR.05

Added

• Support for a new format from Shree Mahavir Sahkari Bank Ltd.

2023.MAR.27

Fixed

• Bug in which the API usages page for admins would error out when trying to query a file that has been deleted.

2023.MAR.20

Added

• Support for a new format from Central Bank of India and YES Bank Ltd.

2023.MAR.14

Changed

• Improved PII extraction.

2023.MAR.09

Added

• Support for badly formatted but genuine Canara Bank statements where the narration would span multiple columns and be hidden.

2023.MAR.02

Added

• Support for a new format from Kotak Mahindra Bank Ltd.

Fixed

• Bug in which transactions would be skipped by the parser when a certain Fi bank IFSC would be present.

2023.FEB.24

Added

• Support for a new format from UCO Bank.

2023.FEB.19

Added

• Support for a new format from YES Bank Ltd.

2023.FEB.17

Added

• Support for a new format from UCO Bank.

2023.FEB.16

Added

• Support for a new format from Jammu & Kashmir Bank Ltd., Kotak Mahindra Bank Ltd. and RBL Bank Ltd.

Fixed

• Bug in which the first (and sometimes the second) line of multiline narrations would be missing for a specific Canara Bank format.

2023.FEB.14

Added

• Support for a new format from Federal Bank Ltd. (Jupiter).

2023.FEB.08

Added

• Support for a new format from CSB Bank Ltd and The Municipal Co-Op. Bank Ltd.

2023.FEB.06

Added

• Support for a new format from Karnataka Bank Ltd., Kotak Mahindra Bank Ltd, TJSB Sahakari Bank and UCO Bank.

Changed

• Extended branch and account type PII extraction to more banks.

Fixed

• Allowing PDFs protected by owner password to be allowed to be parsed.

2023.JAN.09

Fixed

• Bug that resulted in unused-but-embedded fonts to be not counted in the PDF validation.

2022.DEC.14

Added

• Support for a new format from Canara Bank.

Fixed

• Bug in which certain valid encrypted PDF files would be classified as invalid PDF files.

2022.DEC.07

Fixed

• Bug in which the salary summary would in rare cases miss out on the empty months for average_other_income.
• Bug in which the Excel output generation for a bank statement analysis would sometimes result in an HTTP 500 error response.

2022.NOV.30

Added

• Support for a new format from PayTM Payments Bank.

2022.OCT.14

Added

• Support for a new format from South Indian Bank Ltd.

Changed

• Increased the webhook URL limit from 100 characters to 200 characters.

2022.SEP.30

Fixed

• Bug in which Excel generation API would sometimes give HTTP 500 error.

2022.SEP.15

Fixed

• Bug in which applicants without any files would be missing from the List Applicants response.

2022.AUG.02

Added

• Introduce a new PII only billing plan (accessible only via API).
• Salary summary analysis
• Cash flow summary analysis

2022.JUL.28

Added

• Support for a new format from Allahabad Bank and Indian Bank.

2022.JUL.22

Added

• Support for a new format from Punjab National Bank.

2022.JUL.06

Added

• Support for a new format from Nainital Bank Ltd.

2022.JUN.30

Fixed

• Account number extraction in PII impacting CITI bank statements.

2022.JUN.27

Added

• Support for a new format from UCO Bank.

2022.JUN.21

Added

• Support for a new format from ICICI Bank Ltd.

2022.MAY.29

Changed

• Improved and faster Transfer > Earning category classification.

2022.MAY.15

Added

• Support for a new format from The Surat People's Co-Op. Bank Ltd.

2022.MAY.12

Added

• Support for a new format from IndusInd Bank Ltd.

Changed

• Bug fixes on analysis dashboard on Summary and Cash Txn tabs.

2022.MAY.03

Added

• Support for a new format from Au Small Finance Bank Ltd.

2022.APR.28

Added

• Support for a new format from DBS Bank Ltd. and Lakshmi Vilas Bank Ltd.

2022.APR.27

Added

• Support for a new format from DBS Bank Ltd., ESAF Small Finance Bank Ltd., Federal Bank Ltd. (Jupiter), Lakshmi Vilas Bank Ltd., Nainital Bank Ltd. and Punjab & Sind Bank.

2022.APR.18

Added

• Added support for Overdraft Limit and Overdraft Interest rate on borrower dashboard.

Changed

• Improved landing page to make the view more responsive on mobiles and tablets.
• Updated API documentation to expand all the 200 responses by default.

2022.APR.13

Added

• Support for a new format from Karnataka Bank Ltd.

2022.APR.03

Added

• Support for a new format from Rajasthan Marudhara Gramin Bank.

2022.MAR.23

Changed

• PII extraction API endpoint updated to include a new interest_rate field for MSME statements.

2022.MAR.21

Added

• Support for a new format from Federal Bank Ltd., Punjab National Bank and The Karnataka State Co-Operative Apex Bank Ltd.

2022.MAR.12

Added

• Support for a new format from The Bhagyalakshmi Mahila Sahakari Bank Ltd., The Seva Vikas Co-operative Bank Limited and TJSB Sahakari Bank Ltd.

2022.MAR.06

Added

• Support for a new format from Abhyudaya Co-operative Bank Ltd, Ambarnath Jai Hind Co Op Bank Ltd., Andhra Pragathi Grameena Bank, Apna Sahakari Bank Ltd., Bandhan Bank Ltd., Bank of Baroda, Bassein Catholic Co-operative Bank Ltd., Bhagini Nivedita Sahakari Bank Ltd., Bhausaheb Sahakari Bank Ltd., Canara Bank, Central Bank of India, Chattisgarh Rajya Gramin Bank, Cosmos Co-operative Bank Ltd, DBS Bank Ltd., Dena Bank, Deogiri Nagari Sahakari Bank, DMK Jaoli Bank Ltd., ESAF Small Finance Bank Ltd., Federal Bank Ltd., Greater Bombay Co-operative Bank Ltd, Gulshan Mercantile Urban Coop. Bank Ltd, IDBI Bank Limited, Indian Overseas Bank, India Post Payments Bank, IndusInd Bank Ltd, Jammu & Kashmir Bank Ltd., Jammu & Kashmir Grameen Bank, Janaseva Sahakari Bank Ltd., Janata Sahakari Bank Ltd., Jharkhand Rajya Gramin Bank, Jharkhand Gramin Bank, Kallappanna Awade Ichalkaranji Janata Sahakari Bank, Kalyan Janata Sahakari Bank, Kotak Mahindra Bank Ltd, Lakshmi Vilas Bank Ltd., Nainital Bank Ltd., NKGSB Co-operative Bank Ltd., Priyadarshani Nagari Sahakari Bank Ltd, Pune Cantonment Sahakari Bank Ltd, Punjab National Bank, Saraswat Co-operative Bank, Shamrao Vithal Co-operative Bank, Shree Kadi Nagarik Sahakari Bank Ltd, Shree Mahesh Co- Op Bank Limited, Shri Chhatrapati Rajarshi Shahu Urban Co-Operative Bank, South Indian Bank Ltd., Suryoday Small Finance Bank Ltd., Tamilnad Mercantile Bank Ltd., Tamluk Ghatal Central Co-operative Bank Ltd., The Baramati Sahakari Bank Ltd., The Bhavnagar District Co-operative Bank Ltd., The Hasti Co - Op Bank Ltd, The Vishweshwar Sahakari Bank Ltd., Union Bank of India, Utkarsh Small Finance Bank Ltd., Uttarakhand Gramin Bank, Vananchal Gramin Bank, Vasai Vikas Sahakari Bank Ltd and Vijaya Bank.

2022.FEB.13

Added

• Support for specifying what analysis fields to include when calling the bank statement analysis status API endpoint.

2022.FEB.07

Added

• Support for webhooks to get notified instantly whenever a file completes parsing.
• Dashboard support to update webhook URL to receive notifications.
• Cash ratios under Cash Transaction tab.

2022.JAN.31

Added

• A new analysis type closing_balances that gives the closing balance on every day.

2022.JAN.30

Added

• Support for a new format from Catholic Syrian Bank Ltd., DBS Bank Ltd., Lakshmi Vilas Bank Ltd and UCO Bank.

2022.JAN.27

Added

• Support for a new format from Maharashtra Gramin Bank.

2022.JAN.16

Added

• Support for a new format from Allahabad Bank, DBS Bank Ltd., Indian Bank and Lakshmi Vilas Bank Ltd.
• Support for a new bank Dombivli Nagari Sahakari Bank Ltd and New India Co-Operative Bank Ltd.
• A new analysis type cash_ratios that gives the monthly ratio of cash transactions.

Fixed

• Bug in which the current year would be used instead of the statement year for transactions in certain Federal Bank formats.
• Bug in which the API would fail when only error transactions were found in a bank statement.

Changed

• Improved default identification for cheque transactions.
• Improved loan transactions categorisation.

2022.JAN.08

Added

• Experimental support for parsing files synchronously.

Fixed

• Bug in which the applicant's last analysed on would change every time the applicant would be opened from the dashboard.
• Bug in which the applicant details page would not open on the dashboard if the company didn't have an active billing plan.
• Bug in which the anonymous users were unable to view the analysis on rare scenarios.

2021.DEC.27

Added

• Support for a new format from Bank of Baroda, Dena Bank, Karnataka Vikas Grameena Bank and Vijaya Bank.

2021.DEC.19

Added

• Support for a new format from Equitas Small Finance Bank Ltd, Fino Payments Bank, Karnataka Bank Ltd., Saraswat Co-operative Bank, State Bank of India and Union Bank of India.

2021.DEC.05

Added

• Support for a new format from Bharat Co-operative Bank (Mumbai) Ltd.

2021.NOV.27

Added

• Support for a new format from Bank of India.

Fixed

• Bug in which non-supported bank statement file types were being accepted.

2021.NOV.20

Added

• Support for a new format from Bank of Baroda, Dena Bank, Federal Bank Ltd., Jammu & Kashmir Bank Ltd. and Vijaya Bank.

2021.NOV.15

Changed

• Cash transactions and the net cash flow are now included in the retail analysis as well.
• API documentation updated to provide more clarity on the analysis fields and the categories in use.
• csv and excel keys removed from the supported banks API to avoid confusion.

2021.NOV.13

Added

• Support for a new format from Au Small Finance Bank Ltd., Bank of Maharashtra and Union Bank of India.

Fixed

• Bug in which PII API would fail with HTTP 500 status code for certain PDFs.

2021.NOV.01

Added

• Statement Metadata for Thai statements on dashboard
• Bank Fees analysis tab on dashboard.
• Support for highlighting unread analysis of applicants on dashboard.

Fixed

• Bug in which the API would fail when fetching very old created applicants or files.

Changed

• Improved account number identification from transactions.
• Improved party name identification for UPI transactions.

2021.OCT.21

Added

• Support for a new format from Deendayal Nagari Sahakari Bank Ltd., IDBI Bank Limited and Ujjivan Small Finance Bank Ltd.

Changed

• Improved loan categorisation.

2021.OCT.17

Added

• Support for a new format from Dhanlaxmi Bank Ltd., Federal Bank Ltd. and Fincare Small Finance Bank Ltd.

2021.OCT.12

Added

• Support for scanned statement analysis on dashboard.

Changed

• Update credit and debit fields used for Thai statements on dashboard.

2021.OCT.10

Added

• Support for a new format from India Post Payments Bank and North East Small Finance Bank Ltd.

2021.OCT.07

Changed

• Improved loan categorization.

2021.OCT.05

Added

• Support for a new format from Bank of Baroda, HDFC Bank Ltd and RBL Bank Ltd.

2021.OCT.02

Added

• Support for a new format from Maharashtra Gramin Bank.

2021.SEP.30

Added

• Support for a new format from Standard Chartered Bank.

2021.SEP.25

Added

• Support for a new format from Karnataka Vikas Grameena Bank, NSDL Payments Bank Limited and Punjab National Bank.

2021.SEP.19

Added

• Support for a new format from Bandhan Bank Ltd., Bank of Baroda, Federal Bank and State Bank of India.

2021.SEP.14

Added

• Support for a new format from Allahabad Bank, Krishna Bhima Samruddhi LAB Ltd, TMBThanachart Bank Public Company Limited (Thailand), State Bank of India and Uttarakhand Gramin Bank.

2021.SEP.10

Added

• Support for a new format from Central Bank of India, HDFC Bank Ltd and Punjab National Bank.

2021.SEP.09

Changed

• Billing plans are now sensitive to the time of recharge. For example, a recharge done at 5 PM IST 18 Aug 2021 for 3 days will now be valid till 5 PM IST 21 Aug 2021.
• PII extraction API endpoint updated to include an optional password field for extracting PII from password-protected PDFs.

2021.SEP.07

Added

• Affilate support on dashboard

2021.SEP.05

Added

• Support for a new format from Andhra Pradesh Grameena Vikas Bank, Bandhan Bank Ltd., Bank of Baroda, Equitas Small Finance Bank Ltd and Rajasthan Marudhara Gramin Bank.

2021.AUG.30

Added

• Support for a new format from IDFC Bank Ltd.

Fixed

• Bug in which certain DBS Bank mpassbook statements would fail if they were downloaded from the bank's website the same day a transaction was made.

2021.AUG.26

Added

• Support for a new format from Equitas Small Finance Bank Ltd, Niyo Solutions Inc. and Yes Bank Ltd.

Fixed

• Bug in which in a Canara bank format, two account numbers were getting parsed instead of one.

2021.AUG.21

Added

• Support for a new format from Bank of Baroda, India Post Payments Bank, Maharashtra Gramin Bank, State Bank of India and Utkarsh Small Finance Bank Ltd.
• Support for Thai statements on dashboard (support for Thai currency, phone numbers and textual data)

2021.AUG.16

Changed

• Companies and Billing pages to use updated styles.

2021.AUG.14

Added

• Support for a new format from Airtel Payments Bank, ICICI Bank Ltd., Paschim Banga Gramin Bank, PayTM Payments Bank, The Municipal Co-Op. Bank Ltd. and Telengana Grameena Bank.
• Email of admin account associated with a user to companies view modal in the Companies tab.

2021.AUG.11

Added

• Billing History view to mission control for admin.

Fixed

• Bug where a non super admin or affiliate could access the Mission Control pages.

2021.AUG.10

Fixed

• Bug in Summary and All Transactions tabs because of empty values.

Changed

• Updated Billing and Companies tab in Mission Control to fetch data page-wise.

2021.AUG.09

Added

• Support for Mpassbooks on the dashboard.
• Support for Statement metadata in case of failed parsing (whenever extracted).
• Dashboard tooltips for various elements for increased operability.
• Support for parsing a new format from Andhra Pragathi Grameena Bank, Bangkok Bank (Thailand), Bank for Agriculture and Agricultural Cooperatives (Thailand), Bank of Ayudhya (Thailand), Canara Bank, DBS Bank Ltd., Government Savings Bank (Thailand), India Post Payments Bank, Kasikornbank (Thailand), Krung Thai Bank Public Co. Ltd. (Thailand), Rajasthan Marudhara Gramin Bank and Siam Commercial Bank (Thailand).
• Support for notifying whether a PDF is an mPassBook or not.

Fixed

• Rare bug in which failing to extract the PII will result in a failed analysis response as well.

Changed

• PII response is returned even if the parsing failed.
• Period identification when extracting PII now considers pages 1 onwards as well.

2021.JUL.27

Changed

• Removed average balance column from merged summary in borrower dashboard.

2021.JUL.23

Added

• Support for parsing a new format from Bank of Baroda, Bank of India, Canara Bank, Citibank, ICICI Bank, IDBI Bank Limited, Indian Bank and Punjab & Sind Bank.

2021.JUL.22

Added

• Support for a new bank: Punjab and Sind Bank
• A new format of Canara Bank

2021.JUL.19

Added

• Support for parsing a new format from Jana Small Finance Bank.

2021.JUL.17

Added

• Added support for a new bank: Jana Small Finance Bank (JSFB)
• Added new formats of KVBL and INDB

Changed

• Update landing page at home.inkredo.in.

2021.JUL.15

Added

• Support for parsing a new format from Karur Vysya Bank Ltd.

2021.JUL.08

Added

• Migrate blogs from medium to  blog.inkredo.in.

2021.JUL.07

Added

• Support for three new banks: Andhra Pradesh Grameen Vikas Bank (APGVB), Fincare Small Finance Bank (FSFB) and Jammu & Kashmir Bank (JKBL).
• Link What's New tab on dashboard to Inkredo's Changelog page on blog.inkredo.in/changelog.

2021.JUL.06

Added

• Support for parsing a new format from Andhra Pradesh Grameena Vikas Bank, Fincare Small Finance Bank Ltd. and Jammu & Kashmir Bank Ltd..

2021.JUN.29

Changed

• Update landing page at home.inkredo.in to house blogs from blog.inkredo.in.

2021.JUN.28

Added

• Statement analysis API endpoint's response updated to include a new retail specific analysis expense_transactions which will contain expense analysis.
• Added expense analysis tab to Retail statements on dashboard.

2021.JUN.25

Added

• Support for changing the password.
• Inkredo dashboard demo without having to sign up.

2021.JUN.18

Added

• Support for parsing a new format from Canara Bank.

Changed

• Income transactions analysis updated for retail type of statements to include recurring parties as well.

2021.JUN.15

Added

• Support for parsing a new format from Au Small Finance Bank Ltd., DBS Bank Ltd., Karnataka Bank Ltd. and Union Bank of India.

2021.JUN.08

Added

• Edit feature to rename party in Income tab Party View Table.
• API doc link in the API Key menu in the sidebar.

Changed

• Update "Last analyzed on" under the borrower name to show the time of the last analysis update for an applicant.

2021.JUN.07

Added

• Support for JSON files as valid bank statement file inputs. Currently supported for ICICI Bank only.
• A new field last_analysed_at on the list applicants API endpoint that would tell the time of the last analysis update for an applicant.

Changed

• Fetch supported banks API endpoint updated to include json as a valid file type.

2021.JUN.02

Added

• Support for parsing a new format from North East Small Finance Bank Ltd and UCO Bank.

Fixed

• Bug in which the list applicants and the statement analysis API endpoints will fail if one of the bank statements had a zero monthly average balance.

2021.JUN.01

Added

• Support for parsing a new format from PayTM Payments Bank and State Bank of India.

2021.MAY.30

Added

• Email notifications to the company admins when their KYC application is approved or rejected.

2021.MAY.27

Fixed

• X-axis labels in charts are now rotated by 90 degrees to allow room for more data points.
• Email regex to accommodate all major work email types

2021.MAY.21

Added

• Statement analysis API endpoint updated to include a new output type link which when provided, will return a direct download link (valid for 1 hour) to access the ZIP file.
• Statement analysis API endpoint updated to include a new output type json_link which when provided, will return a direct download link (valid for 1 hour) to access the ZIP file and also the usual JSON response.

Fixed

• Bug in which the Excel download had stopped working.

2021.MAY.17

Added

• Statement analysis API endpoint updated to include PII extracted from the PDF of a successfully parsed file.
• Show PII information on borrower dashboard for a selected PDF.
• Support to select banks by their shorthand notation while analyzing files.

Fixed

• UI updates on Income, Financial Services and All transactions tabs.

2021.MAY.08

Fixed

• Integrated feedback for AMB and Mission control tabs.
• UI updates on Billing, what's new and API key pages.
• Dashboard size and components to support small and medium size screens.

2021.MAY.05

Fixed

• Integrated feedback for income and transaction tabs.
• Styles of the error transaction and monthly summary tabs.
• Error on the billing page which was logging out the user on dashboard.

2021.MAY.01

Added

• Support for credit based usage in the billing dashboard.

Fixed

• Bug in which the analysis API would throw a 500 HTTP status response due to incorrect handling of malformed PDFs.
• Bug in which active billing plans were being considered as inactive when analysing bank statements.
• Integrated feedback for sign in/sign up, kyc, add borrower and overview pages on the dashboard.

2021.APR.29

Changed

• List applicants API endpoint updated to show counts of even more specific parsing statuses.

2021.APR.21

Added

• Support for parsing a new format from Indian Bank and State Bank of India.
• Support for uploading and deleting bank statements for an existing borrower via the dashboard.
• A new modal for managing the bank statements uploaded for a borrower.

Changed

• 2 new fields - created_at and updated_at - added to the statement analysis response's status field.
• Design of the note column in the borrowers table on the overview page.
• Colour of file selectors to blue in the borrower's dashboard page.

Fixed

• Crash on creating a new borrower and analysing a statement for the first time.
• Bug that resulted in a failed analysis when analysing a certain type of Bank of Maharashtra format.

2021.APR.17

Fixed

• Bug that prevented bank statements from getting deleted in certain cases.

2021.APR.09

Added

• Support for parsing a new format from Kotak Mahindra Bank and State Bank of India.

2021.APR.08

Changed

• Structure of the financial_services objects in the statement analysis response to group by the financial service name.

Fixed

• Bug in which null party names were getting discarded when calculating income and loans summary.

2021.APR.05

Added

• Support for parsing a new format from Axis Bank and Bank of India.

2021.MAR.26

Fixed

• Bug in which duplicate transactions removal had stopped working.

2021.MAR.24

Added

• Support for parsing a new format from the Indian Overseas Bank.

Changed

• Structure of the significant_credits and significant_debits objects in the statement analysis response to highlight suspiciously high deposits and withdrawal amounts.

2021.MAR.22

Added

• Support for parsing new formats from Kotak Mahindra bank.

Changed

• Improved categorisation for the Transfer category.

2021.MAR.19

Changed

• Memory optimisation to reduce the maximum memory usage by more than 50% to allow processing large PDFs.

2021.MAR.18

Added

• Support for parsing a new format from Bank of Baroda and Union Bank of India.

2021.MAR.17

Added

• PDF validation signals to the PII extraction API endpoint. The signals together can help in deciding whether a bank statement PDF could be altered or not. The signals are based on the data that we have collected over the years. The signals include metadata level checks, structure of the PDF, fonts in use, etc.