Changelog

Keep a track of latest changes on dashboard as well as API

Changelog

The format is based on Keep a Changelog, and this project adheres to Calendar Versioning.

[Unreleased]

Fixed

  • Bug in which the API would fail when fetching very old created applicants or files.

Changed

  • Improved account number identification from transactions.
  • Improved party name identification for UPI transactions.

21.10.21

Added

  • Support for a new format from Deendayal Nagari Sahakari Bank Ltd., IDBI Bank Limited and Ujjivan Small Finance Bank Ltd.

Changed

  • Improved loan categorisation.

21.10.17

Added

  • Support for a new format from Dhanlaxmi Bank Ltd., Federal Bank Ltd. and Fincare Small Finance Bank Ltd.

21.10.10

Added

  • Support for a new format from India Post Payments Bank and North East Small Finance Bank Ltd.

21.10.07

Changed

  • Improved loan categorisation.

21.10.05

Added

  • Support for a new format from Bank of Baroda, HDFC Bank Ltd and RBL Bank Ltd.

21.10.02

Added

  • Support for a new format from Maharashtra Gramin Bank.

21.09.30

Added

  • Support for a new format from Standard Chartered Bank.

21.09.25

Added

  • Support for a new format from Karnataka Vikas Grameena Bank, NSDL Payments Bank Limited and Punjab National Bank.

21.09.19

Added

  • Support for a new format from Bandhan Bank Ltd., Bank of Baroda, Federal Bank and State Bank of India.

21.09.14

Added

  • Support for a new format from Allahabad Bank, Krishna Bhima Samruddhi LAB Ltd, TMBThanachart Bank Public Company Limited (Thailand), State Bank of India and Uttarakhand Gramin Bank.

21.09.10

Added

  • Support for a new format from Central Bank of India, HDFC Bank Ltd and Punjab National Bank.

21.09.09

Changed

  • Billing plans are now sensitive to the time of recharge. For example, a recharge done at 5 PM IST 18 Aug 2021 for 3 days will now be valid till 5 PM IST 21 Aug 2021.
  • PII extraction API endpoint updated to include an optional password field for extracting PII from password-protected PDFs.

21.09.05

Added

  • Support for a new format from Andhra Pradesh Grameena Vikas Bank, Bandhan Bank Ltd., Bank of Baroda, Equitas Small Finance Bank Ltd and Rajasthan Marudhara Gramin Bank.

Fixed

21.08.30

Added

  • Support for a new format from IDFC Bank Ltd.

Fixed

  • Bug in which certain DBS Bank mpassbook statements would fail if they were downloaded from the bank's website the same day a transaction was made.

21.08.26

Added

  • Support for a new format from Equitas Small Finance Bank Ltd, Niyo Solutions Inc. and Yes Bank Ltd.

Fixed

  • Bug in which in a Canara bank format, two account numbers were getting parsed instead of one.

21.08.21

Added

  • Support for a new format from Bank of Baroda, India Post Payments Bank, Maharashtra Gramin Bank, State Bank of India and Utkarsh Small Finance Bank Ltd.

21.08.14

Added

  • Support for a new format from Airtel Payments Bank, ICICI Bank Ltd., Paschim Banga Gramin Bank, PayTM Payments Bank, The Municipal Co-Op. Bank Ltd. and Telengana Grameena Bank.

21.08.09

Added

  • Support for Mpassbooks on the dashboard.
  • Support for Statement metadata in case of failed parsing (whenever extracted).
  • Dashboard tooltips for various elements for increased operability.
  • Support for parsing a new format from Andhra Pragathi Grameena Bank, Bangkok Bank (Thailand), Bank for Agriculture and Agricultural Cooperatives (Thailand), Bank of Ayudhya (Thailand), Canara Bank, DBS Bank Ltd., Government Savings Bank (Thailand), India Post Payments Bank, Kasikornbank (Thailand), Krung Thai Bank Public Co. Ltd. (Thailand), Rajasthan Marudhara Gramin Bank and Siam Commercial Bank (Thailand).
  • Support for notifying whether a PDF is an mPassBook or not.

Fixed

  • Rare bug in which failing to extract the PII will result in a failed analysis response as well.

Changed

  • PII response is returned even if the parsing failed.
  • Period identification when extracting PII now considers pages 1 onwards as well.

21.07.27

Changed

  • Removed average balance column from merged summary in borrower dashboard.

21.07.23

Added

  • Support for parsing a new format from Bank of Baroda, Bank of India, Canara Bank, Citibank, ICICI Bank, IDBI Bank Limited, Indian Bank and Punjab & Sind Bank.

21.07.22

Added

  • Support for a new bank: Punjab and Sind Bank
  • A new format of Canara Bank

21.07.19

Added

  • Support for parsing a new format from Jana Small Finance Bank.

21.07.17

Added

  • Added support for a new bank: Jana Small Finance Bank (JSFB)
  • Added new formats of KVBL and INDB

Changed

21.07.15

Added

  • Support for parsing a new format from Karur Vysya Bank Ltd.

21.07.08

Added

21.07.07

Added

  • Support for three new banks: Andhra Pradesh Grameen Vikas Bank (APGVB), Fincare Small Finance Bank (FSFB) and Jammu & Kashmir Bank (JKBL).
  • Link What's New tab on dashboard to Inkredo's Changelog page on blog.inkredo.in/changelog.

21.07.06

Added

  • Support for parsing a new format from Andhra Pradesh Grameena Vikas Bank, Fincare Small Finance Bank Ltd. and Jammu & Kashmir Bank Ltd..

21.06.29

Changed

21.06.28

Added

  • Statement analysis API endpoint's response updated to include a new retail specific analysis expense_transactions which will contain expense analysis.
  • Added expense analysis tab to Retail statements on dashboard.

21.06.25

Added

  • Support for changing the password.
  • Inkredo dashboard demo without having to sign up.

21.06.18

Added

  • Support for parsing a new format from Canara Bank.

Changed

  • Income transactions analysis updated for retail type of statements to include recurring parties as well.

21.06.15

Added

  • Support for parsing a new format from Au Small Finance Bank Ltd., DBS Bank Ltd., Karnataka Bank Ltd. and Union Bank of India.

21.06.08

Added

  • Edit feature to rename party in Income tab Party View Table.
  • API doc link in the API Key menu in the sidebar.

Changed

  • Update "Last analyzed on" under the borrower name to show the time of the last analysis update for an applicant.

21.06.07

Added

  • Support for JSON files as valid bank statement file inputs. Currently supported for ICICI Bank only.
  • A new field last_analysed_at on the list applicants API endpoint that would tell the time of the last analysis update for an applicant.

Changed

21.06.02

Added

  • Support for parsing a new format from North East Small Finance Bank Ltd and UCO Bank.

Fixed

21.06.01

Added

  • Support for parsing a new format from PayTM Payments Bank and State Bank of India.

21.05.30

Added

  • Email notifications to the company admins when their KYC application is approved or rejected.

21.05.27

Fixed

  • X-axis labels in charts are now rotated by 90 degrees to allow room for more data points.
  • Email regex to accommodate all major work email types

21.05.21

Added

  • Statement analysis API endpoint updated to include a new output type link which when provided, will return a direct download link (valid for 1 hour) to access the ZIP file.
  • Statement analysis API endpoint updated to include a new output type json_link which when provided, will return a direct download link (valid for 1 hour) to access the ZIP file and also the usual JSON response.

Fixed

  • Bug in which the Excel download had stopped working.

21.05.17

Added

  • Statement analysis API endpoint updated to include PII extracted from the PDF of a successfully parsed file.
  • Show PII information on borrower dashboard for a selected PDF.
  • Support to select banks by their shorthand notation while analyzing files.

Fixed

  • UI updates on Income, Financial Services and All transactions tabs.

21.05.08

Fixed

  • Integrated feedback for AMB and Mission control tabs.
  • UI updates on Billing, what's new and API key pages.
  • Dashboard size and components to support small and medium size screens.

21.05.05

Fixed

  • Integrated feedback for income and transaction tabs.
  • Styles of the error transaction and monthly summary tabs.
  • Error on the billing page which was logging out the user on dashboard.

21.05.01

Added

  • Support for credit based usage in the billing dashboard.

Fixed

  • Bug in which the analysis API would throw a 500 HTTP status response due to incorrect handling of malformed PDFs.
  • Bug in which active billing plans were being considered as inactive when analysing bank statements.
  • Integrated feedback for sign in/sign up, kyc, add borrower and overview pages on the dashboard.

21.04.29

Changed

  • List applicants API endpoint updated to show counts of even more specific parsing statuses.

21.04.21

Added

  • Support for parsing a new format from Indian Bank and State Bank of India.
  • Support for uploading and deleting bank statements for an existing borrower via the dashboard.
  • A new modal for managing the bank statements uploaded for a borrower.

Changed

  • 2 new fields - created_at and updated_at - added to the statement analysis response's status field.
  • Design of the note column in the borrowers table on the overview page.
  • Colour of file selectors to blue in the borrower's dashboard page.

Fixed

  • Crash on creating a new borrower and analysing a statement for the first time.
  • Bug that resulted in a failed analysis when analysing a certain type of Bank of Maharashtra format.

21.04.17

Fixed

  • Bug that prevented bank statements from getting deleted in certain cases.

21.04.09

Added

  • Support for parsing a new format from Kotak Mahindra Bank and State Bank of India.

21.04.08

Changed

Fixed

  • Bug in which null party names were getting discarded when calculating income and loans summary.

21.04.05

Added

  • Support for parsing a new format from Axis Bank and Bank of India.

21.03.26

Fixed

  • Bug in which duplicate transactions removal had stopped working.

21.03.24

Added

  • Support for parsing a new format from the Indian Overseas Bank.

Changed

  • Structure of the significant_credits and significant_debits objects in the statement analysis response to highlight suspiciously high deposits and withdrawal amounts.

21.03.22

Added

  • Support for parsing new formats from Kotak Mahindra bank.

Changed

  • Improved categorisation for the Transfer category.

21.03.19

Changed

  • Memory optimisation to reduce the maximum memory usage by more than 50% to allow processing large PDFs.

21.03.18

Added

  • Support for parsing a new format from Bank of Baroda and Union Bank of India.

21.03.17

Added

  • PDF validation signals to the PII extraction API endpoint. The signals together can help in deciding whether a bank statement PDF could be altered or not. The signals are based on the data that we have collected over the years. The signals include metadata level checks, structure of the PDF, fonts in use, etc.