Fitch Ratings observe that NBFC buffers are intact despite a decline in collections

An ML model that converts raw financial data from bank statements into meaningful descriptions; shows aggregated views of transactions from all entities involved.

FinTech companies are redesigning our current economic systems to make them more accessible to marginalised populations and make them more responsive to unforeseen negative events. Climate FinTechs are a subset of these companies; they ensure that the environment is a key stakeholder and that it gets a seat at the

Inkredo automates bank statement analysis. But in order to do this, our customers have to upload the bank statements themselves (either through our API endpoints or through our dashboard). Screen scraping can automate this step; a computer program (with our customers’ permission and log in details) can use bank credentials

This post doesn’t try to answer how browsing history can be used for assessing credit worthiness or how effective this method is. I assume it is possible and that it is accurate enough to be useful for lenders. Instead of answering the technical questions, I am trying to explore

The ultimate objective is to get the least expensive loan with fewest of restrictions. Yet achieving these objectives is not easy.

Questions to ask while lending to friends and family, and what it means for your relationship with them.

$700m+ of funding in pre-Series C lending cos. since 2018

Inkredo F10 participation

A detailed explanation of bank statement analysis — it’s past, present and future.

I was looking for Internship opportunities during summers after the end of my sophomore year in college, when I came across the Full Stack Developer profile at Inkredo on Internshala.

India is home to largest underbanked population in the world — 25% of the total underbanked people on the planet are in India. It’s a statement enough that existing financial tools in the market aren’t designed for those in the lower income group despite all the push by the

Real-time alternative data for holisitic assessment of financial health of businesses that aren’t tax compliant ​Small businesses have always faced constraint of capital when it comes to scaling up their business. It is no secret that lenders have been facing challenges in underwriting loans for small businesses for decades

The way traditional credit scores are measured today will change soon. Though there is no formal announcement about it but the technological advances in credit assessment are poised to deliver a huge impact by bringing formal, affordable and accessible credit to more than billion lower-middle-class that is hidden from digital